Blog
Is An Older Home A Better Value Than A New One?
http://bucket.wistia.com/medias/tga0ez58sq?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may be in more...
How Are Pre-Qualifying And Pre-Approval Different?
http://bucket.wistia.com/medias/6ap12doffb?embedType=async&videoFoam=true&videoWidth=640 Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork...
What Is A Credit Bureau Score And How Do Lenders Use Them?
http://bucket.wistia.com/medias/llt9ayoqcq?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay...
How Can I Find Out Information About My Credit History?
http://bucket.wistia.com/medias/dzr9000imk?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian - www.experian.com 1-888-397-3742 Trans...
How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?
http://bucket.wistia.com/medias/tlvcdggj2h?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing...
How Does Purchasing A Home Compare With Renting?
http://bucket.wistia.com/medias/tcthx92h6b?embedType=async&videoFoam=true&videoWidth=640 Like the guy in the video says, the two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you...
How Do I Begin The Process Of Buying A Home?
http://bucket.wistia.com/medias/fev4kzwiod?embedType=async&videoFoam=true&videoWidth=640 Use the suggestions contained in the video: start by thinking about your situation and future plans. Are you ready to buy a home? How much can you afford in a monthly mortgage...
How Do I Set The Price On My House?
http://bucket.wistia.com/medias/ealonuz518?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: your aim is to get the best price AND terms in your market during the period you’re selling. Market conditions interest...
How Do I Make A Home Ready To Sell?
http://bucket.wistia.com/medias/hinyf2ji1b?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, start several months before the property is made available. Look through the eyes of a buyer What needs to be cleaned? Repainted? Repaired? Or...
What Is PMI?
http://bucket.wistia.com/medias/sr7hnup64b?embedType=async&videoFoam=true&videoWidth=640 This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both...