Blog

How Do I Make A Home Ready To Sell?

by fidelitylandtitle | Mar 2, 2018 | Going To Market:

http://bucket.wistia.com/medias/r04a5w0fqw?embedType=async&videoFoam=true&videoWidth=640 Are you thinking about selling? With an ever changing market it’s always good to put your best foot forward. The old adage you only get one chance to make a first impression holds...

Cincinnati rental market ranks among nation’s most expensive on new list

by fidelitylandtitle | Feb 27, 2018 | Starting:

Cincinnati Business Courier Article While we love the Queen City, this is a list we don’t want to be at the very top of. According to this Cincinnati Business Courier article, a study by real estate investment firm Home Union, Cincinnati ranks second in a list of the...

What Is A Qualified Mortgage?

by fidelitylandtitle | Dec 27, 2017 | Mortgages:

http://bucket.wistia.com/medias/7pyqgibq1q?embedType=async&videoFoam=true&videoWidth=640 As this video explains, Federal laws put into effect in 2014 and supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a new...

What Is A Rate Lock?

by fidelitylandtitle | Dec 27, 2017 | New Homes

http://bucket.wistia.com/medias/hlmjaz0vfr?embedType=async&videoFoam=true&videoWidth=640 Mortgage rates change constantly through an unpredictable combination of government policies and economic conditions. This video explains the common term 'rate lock.' A...

What Is A Certificate of Eligibility, or COE?

by fidelitylandtitle | Dec 27, 2017 | VA Loans:

http://bucket.wistia.com/medias/dadlgawovz?embedType=async&videoFoam=true&videoWidth=640 What Is A Certificate of Eligibility, or COE? The COE is the key document that verifies to lenders that someone is eligible for a VA-backed loan. Servicemembers, Veterans...

What Are The Major Types Of VA Loans?

by fidelitylandtitle | Dec 27, 2017 | VA Loans:

http://bucket.wistia.com/medias/m66bwh2ih0?embedType=async&videoFoam=true&videoWidth=640 What Are The Major Types Of VA Loans? Major Veterans Affairs loan programs described in this video include: 1) Purchase Loans. These help eligible parties buy a home at...

What Are VA Home Loans?

by fidelitylandtitle | Dec 27, 2017 | VA Loans:

http://bucket.wistia.com/medias/6xx63v7jyj?embedType=async&videoFoam=true&videoWidth=640 What Are VA Loans? As the video says, the name is misleading - they’re not loans FROM the VA. The VA - short for “US Department of Veterans Affairs” - is the Federal...

What Is The Debt-To-Income Ratio (DTI)?

by fidelitylandtitle | Dec 27, 2017 | Mortgages:

http://bucket.wistia.com/medias/e0z1vv4cyn?embedType=async&videoFoam=true&videoWidth=640 Measuring your existing debts against your existing income is one part of a lender’s required assessment of your ability to repay a loan. Like the video says: debts are...

What Does Ability To Repay Mean?

by fidelitylandtitle | Dec 27, 2017 | Mortgages:

http://bucket.wistia.com/medias/du1x7748cz?embedType=async&videoFoam=true&videoWidth=640 What are the “Ability to repay” rules about? In a nutshell, as this video shows, new laws require lenders to make a good-faith assessment of a borrower’s capacity to pay...

Understanding Your Loan: Additional Information Can Be Important

by fidelitylandtitle | Dec 27, 2017 | TRID

http://bucket.wistia.com/medias/oq22xo7rrp?embedType=async&videoFoam=true&videoWidth=640 Page 4 of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this loan be...