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How Can I Find Out About Schools & Community Resources?

by fidelitylandtitle | Dec 27, 2017 | Finding:

http://bucket.wistia.com/medias/bq3mta5dku?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, contact the local Chamber of Commerce for promotional literature or talk to your real estate agent about welcome kits,...

How Can I Determine My Housing Needs Before I Begin The Search?

by fidelitylandtitle | Dec 27, 2017 | Starting:

http://bucket.wistia.com/medias/cwj4s31o1o?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes make a list of your...

What Is Equity?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/7e9bc103vl?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this...

What Are Real Estate Commissions?

by fidelitylandtitle | Dec 26, 2017 | Title and Closing

http://bucket.wistia.com/medias/nzy76u1qr3?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent...

What Is “Prime”?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/fill5mnz1l?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs - are set...

What Steps Need To Be Taken To Secure A Loan?

by fidelitylandtitle | Dec 26, 2017 | Financing:

http://bucket.wistia.com/medias/xxhc3z9ee5?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need the following...

What Are Discount Points?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/0hnr0am9qy?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling...

What Is An Escrow Account? Do I Need One?

by fidelitylandtitle | Dec 26, 2017 | Title and Closing

http://bucket.wistia.com/medias/f08ecjorrw?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for...

Can I Pay Off My Loan Ahead Of Schedule?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/92a8666wsy?embedType=async&videoFoam=true&videoWidth=640 Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of paying off...

What Factors Affect Mortgage Payments?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/sslwpzw455?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, the amount of the down payment the size of the mortgage loan, the interest rate the length of the repayment term and payment schedule will all affect...