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What Is A Credit Bureau Score And How Do Lenders Use Them?

by fidelitylandtitle | Dec 26, 2017 | Credit:

http://bucket.wistia.com/medias/s33e3dgo05?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to repay...

How Does Purchasing A Home Compare With Renting?

by fidelitylandtitle | Dec 26, 2017 | Starting:

http://bucket.wistia.com/medias/p5rubok2gt?embedType=async&videoFoam=true&videoWidth=640 Like the guy in the video says, the two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by renting, you...

How Is A Home Marketed?

by fidelitylandtitle | Dec 26, 2017 | Going To Market:

http://bucket.wistia.com/medias/5g4j5ca5c3?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and Marketing...

How Do I Set The Price On My House?

by fidelitylandtitle | Dec 26, 2017 | Going To Market:

http://bucket.wistia.com/medias/6vfyw788k0?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: your aim is to get the best price AND terms in your market during the period you’re selling. Market conditions interest...

How Do I Make A Home Ready To Sell?

by fidelitylandtitle | Dec 26, 2017 | Sales Process:

http://bucket.wistia.com/medias/r04a5w0fqw?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, start several months before the property is made available. Look through the eyes of a buyer What needs to be cleaned? Repainted? Repaired? Or...

What Are 203(B) And 203(K) Loans?

by fidelitylandtitle | Dec 26, 2017 | Federal Programs

http://bucket.wistia.com/medias/jxcj7shylh?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but 203(b) is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines limited lender's fees, and...

What Is PMI?

by fidelitylandtitle | Dec 26, 2017 | Mortgages:

http://bucket.wistia.com/medias/lkf2im5827?embedType=async&videoFoam=true&videoWidth=640 This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer both...

What Do I Get At Closing?

by fidelitylandtitle | Dec 26, 2017 | Title and Closing

http://bucket.wistia.com/medias/6jvq4dq7oh?embedType=async&videoFoam=true&videoWidth=640 For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting. At the meeting itself...

What Is A Loan Estimate And How Does It Help Me?

by fidelitylandtitle | Dec 26, 2017 | Financing:

http://bucket.wistia.com/medias/tnevpn0qv9?embedType=async&videoFoam=true&videoWidth=640 A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, including Annual Percentage Rate and Total Interest Percentage and other...

What Is The Best Way To Compare Loan Terms Between Lenders?

by fidelitylandtitle | Dec 26, 2017 | Financing:

http://bucket.wistia.com/medias/h0lltjx8wa?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic information...