{"id":233,"date":"2016-09-02T07:38:11","date_gmt":"2016-09-02T07:38:11","guid":{"rendered":"https:\/\/secure.titlecompanywebdesign.com\/geminititle\/?page_id=233"},"modified":"2018-09-04T13:50:05","modified_gmt":"2018-09-04T13:50:05","slug":"video-library","status":"publish","type":"page","link":"https:\/\/secure.titlecompanywebdesign.com\/geminititle\/resources\/video-library\/","title":{"rendered":"Video Library"},"content":{"rendered":"<p>[et_pb_section bb_built=&#8221;1&#8243; transparent_background=&#8221;off&#8221; background_color=&#8221;#ffffff&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; padding_mobile=&#8221;off&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; custom_width_px=&#8221;1080px&#8221; custom_width_percent=&#8221;80%&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221; 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[et_pb_line_break_holder] &#8211;&gt;&lt;ul&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-can-i-determine-my-housing-needs-before-i-begin-the-search\/&#8221;&gt;Determining Your Housing Needs&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-do-i-begin-the-process-of-buying-a-home\/&#8221;&gt;Start The Home-Buying Process!&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-do-lenders-decide-the-maximum-loan-amount-that-buyers-can-afford\/&#8221;&gt;How Lenders Decide Your Maximum Loan&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-does-purchasing-a-home-compare-with-renting\/&#8221;&gt;Purchasing Vs Renting A Home&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/why-use-a-realtor\/&#8221;&gt;Why Use a REALTOR?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-can-i-find-out-about-schools-community-resources\/&#8221;&gt;Learn Your Community Resources&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-should-i-look-for-when-walking-through-a-home\/&#8221;&gt;Walkthrough -What To Look For&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-can-i-keep-track-of-all-the-homes-i-see\/&#8221;&gt;Keeping Track Of Homes&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-questions-should-i-ask-when-looking-at-homes\/&#8221;&gt;What To Ask When Looking At Homes&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/is-an-older-home-a-better-value-than-a-new-one\/&#8221;&gt;Older Vs Newer Homes&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-earnest-money-and-how-much-should-i-set-aside\/&#8221;&gt;What Is Earnest Money?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-does-a-home-inspector-do-and-how-does-an-inspection-figure-in-the-purchase-of-a-home\/&#8221;&gt;What Do Home Inspectors Do?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-about-a-home-located-in-a-flood-plain\/&#8221;&gt;What About Flood Plains?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-are-home-warranties-and-should-i-consider-them\/&#8221;&gt;What Are Home Warranties?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-should-i-look-out-for-during-the-final-walk-through\/&#8221;&gt;Final Walkthrough Warnings&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;\/ul&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;h4&gt;Mortgage&lt;\/h4&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;ul&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-a-rate-lock\/&#8221;&gt;What Is A Rate Lock?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-a-mortgage\/&#8221;&gt;What Is A Mortgage?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-a-qualified-mortgage\/&#8221;&gt;What is A Qualified Mortgage?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/&#8221;&gt;What Is Loan-To-Value (LTV)?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-large-a-down-payment-do-i-need\/&#8221;&gt;How Large A Down Payment Do I Need?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-does-ability-to-repay-mean\/&#8221;&gt; What Is Ability To Repay?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/are-there-special-mortgages-for-first-time-homebuyers\/&#8221;&gt;First-Time Mortgages?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-types-of-mortgage-loans-are-available\/&#8221;&gt;The Main Types Of Mortgages&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/&#8221;&gt;How Interest Affects Mortgages&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/&#8221;&gt;Fixed-Rate Mortgage Advantages&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-factors-affect-mortgage-payments\/&#8221;&gt;Key Factors In Mortgage Payments&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-included-in-a-monthly-mortgage-payment\/&#8221;&gt;What Does A Mortgage Cover?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-are-discount-points\/&#8221;&gt;What Are Discount Points?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-mortgage-insurance\/&#8221;&gt;What Is Mortgage Insurance?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-pmi\/&#8221;&gt;What Is PMI?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-prime\/&#8221;&gt;What Is Prime?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-is-equity\/&#8221;&gt;What Is Equity?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/can-i-pay-off-my-loan-ahead-of-schedule\/&#8221;&gt;Can I Pay Off Early?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; 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[et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/what-will-the-trid-loan-estimate-tell-me\/&#8221;&gt;What Does The Loan Estimate Tell You?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/could-my-loan-costs-exceed-the-loan-estimate\/&#8221;&gt;Could My Loan Exceed The Estimate?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/&#8221;&gt;Refunds -If Your Loan Exceeds Your Estimate&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/can-creditors-revise-trid-loan-estimates\/&#8221;&gt;Can Creditors Revise Loan Estimates?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/can-my-settlement-charges-change\/&#8221;&gt;Can My Settlement Charges Change?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/when-do-i-get-my-loan-closing-disclosure\/&#8221;&gt;When Do I Get My Closing Disclosure?&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; 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[et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/calculating-your-cash-to-close\/&#8221;&gt;Calculating Your Cash To Close&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/understanding-loan-estimate-comparisons\/&#8221;&gt;Understanding Loan Estimate Comparisons&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/your-rights-and-rules-for-closing-disclosures\/&#8221;&gt;Your Rights For Closing Disclosures&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/understanding-your-loan-closing-disclosure-page-1\/&#8221;&gt;Closing Disclosures -Understanding Page 1&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/understanding-your-loan-closing-cost-details\/&#8221;&gt;Closing Disclosures &#8211; Closing Costs&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/understanding-your-loan-cash-and-transaction-summaries\/&#8221;&gt;Closing Disclosures &#8211; Understanding Summaries&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;li&gt;&lt;a href=&#8221;..\/understanding-your-loan-additional-information-can-be-important\/&#8221;&gt;Closing Disclosures &#8211; Important Additions&lt;\/a&gt;&lt;\/li&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;&lt;\/ul&gt;&lt;!&#8211; [et_pb_line_break_holder] &#8211;&gt;[\/et_pb_code][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_sidebar global_module=&#8221;553&#8243; saved_tabs=&#8221;all&#8221; orientation=&#8221;right&#8221; area=&#8221;sidebar-1&#8243; background_layout=&#8221;light&#8221; remove_border=&#8221;off&#8221; show_border=&#8221;on&#8221; \/][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section bb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; padding_mobile=&#8221;on&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; custom_padding=&#8221;0px|0px|0px|0px&#8221; module_class=&#8221;button-schedule&#8221; prev_background_color=&#8221;#ffffff&#8221; custom_padding_tablet=&#8221;0px|0px|0px|0px&#8221; global_module=&#8221;522&#8243; next_background_color=&#8221;#000000&#8243;][et_pb_row admin_label=&#8221;row&#8221; global_parent=&#8221;522&#8243; make_fullwidth=&#8221;on&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; custom_padding=&#8221;30px||0px|&#8221; padding_mobile=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;off&#8221; make_equal=&#8221;on&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;off&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;off&#8221; column_padding_mobile=&#8221;on&#8221; padding_top_2=&#8221;30px&#8221; padding_bottom_2=&#8221;15px&#8221; padding_left_2=&#8221;30px&#8221; custom_margin=&#8221;0px|0px|0px|0px&#8221; background_color_2=&#8221;#2a2e66&#8243; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_size=&#8221;initial&#8221;][et_pb_column type=&#8221;1_2&#8243;][et_pb_map global_parent=&#8221;522&#8243; address=&#8221;110 N Washington St #500, Rockville, MD 20850, USA&#8221; address_lat=&#8221;39.0854567&#8243; address_lng=&#8221;-77.1532348&#8243; mouse_wheel=&#8221;on&#8221; mobile_dragging=&#8221;on&#8221; use_grayscale_filter=&#8221;off&#8221; zoom_level=&#8221;16&#8243; child_filter_saturate=&#8221;100%&#8221;][et_pb_map_pin title=&#8221;Gemini Title &amp; Escrow, LLC&#8221; pin_address=&#8221;110 N Washington St #500, Rockville, MD 20850, USA&#8221; pin_address_lat=&#8221;39.0854567&#8243; pin_address_lng=&#8221;-77.1532348&#8243;]<\/p>\n<p>110 N. Washington Street Suite 500<br \/>\nRockville, MD 20850<\/p>\n<p>[\/et_pb_map_pin][\/et_pb_map][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243;][et_pb_text admin_label=&#8221;Office Location&#8221; global_parent=&#8221;522&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;left&#8221; text_font_size=&#8221;40px&#8221; text_font_size_phone=&#8221;30px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; text_line_height=&#8221;1.5em&#8221; custom_css_main_element=&#8221;font-weight: 300 !important;&#8221; header_font_size=&#8221;40px&#8221; header_font_size_phone=&#8221;30px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_size=&#8221;initial&#8221;]<\/p>\n<h2>Office Location<\/h2>\n<p>[\/et_pb_text][et_pb_text admin_label=&#8221;Address&#8221; global_parent=&#8221;522&#8243; background_layout=&#8221;dark&#8221; text_orientation=&#8221;left&#8221; text_font=&#8221;|||on|&#8221; text_font_size=&#8221;18&#8243; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height=&#8221;1.5em&#8221; use_border_color=&#8221;off&#8221; border_style=&#8221;solid&#8221; custom_css_main_element=&#8221;font-weight: 300 !important;&#8221; disabled=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; custom_padding=&#8221;||10px|&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; background_size=&#8221;initial&#8221;]<\/p>\n<p>110 N. Washington Street Suite 500<\/p>\n<p>Rockville, MD 20850<br \/>\n<strong>Phone:<\/strong> <a href=\"tel:(301) 656-7733\" style=\"color: #cccfe0;\">(301) 656-7733<\/a><\/p>\n<p>[\/et_pb_text][et_pb_button admin_label=&#8221;Order Title Button&#8221; global_parent=&#8221;522&#8243; button_url=&#8221;https:\/\/secure.titlecompanywebdesign.com\/geminititle\/order-title\/&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Order Title&#8221; button_alignment=&#8221;left&#8221; background_layout=&#8221;light&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#2a2e66&#8243; button_border_width=&#8221;1&#8243; button_border_color=&#8221;#ffffff&#8221; button_border_radius=&#8221;0&#8243; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;off&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_text_color_hover=&#8221;#2a2e66&#8243; button_bg_color_hover=&#8221;#ffffff&#8221; button_border_color_hover=&#8221;#ffffff&#8221; 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