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What Is Earnest Money, And How Much Should I Set Aside?
http://bucket.wistia.com/medias/fpbmvs2ja5?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, “earnest money” is money you put down to demonstrate your seriousness about buying a home. It must be substantial enough to demonstrate good faith and is...
What About A Home Located In A Flood Plain?
http://bucket.wistia.com/medias/nhc2vr7tdz?embedType=async&videoFoam=true&videoWidth=640 A flood plain is an area of land adjacent to a stream or river that experiences flooding during periods of high discharge. Watch this video and it’ll make sense. If you live in a...
Is An Older Home A Better Value Than A New One?
http://bucket.wistia.com/medias/t1boo3whve?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, there isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may be in more...
What Does A Home Inspector Do, And How Does An Inspection Figure In The Purchase Of A Home?
http://bucket.wistia.com/medias/if3njnhw3t?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an inspector checks the safety of your potential new home. Home Inspectors focus especially on the structure, construction and mechanical systems of...
How Can I Keep Track Of All The Homes I See?
http://bucket.wistia.com/medias/4mnjbz54a3?embedType=async&videoFoam=true&videoWidth=640 There are some great tips in this video, like: if possible, take photographs of each house: the outside, the major rooms, the yard and extra features that you like or ones you see...
What Questions Should I Ask When Looking At Homes?
http://bucket.wistia.com/medias/a8axe5zheq?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in this video, many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things require ongoing...
What Should I Look For When Walking Through A Home?
http://bucket.wistia.com/medias/vozw3gicso?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, in addition to comparing the home to your minimum requirement and wish lists use the HUD Home Scorecard and consider the following: Is there enough...
How Can I Find Out Information About My Credit History?
http://bucket.wistia.com/medias/qds4x42kp0?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian - www.experian.com 1-888-397-3742 Trans...
How Are Pre-Qualifying And Pre-Approval Different?
http://bucket.wistia.com/medias/aaprtzxck1?embedType=async&videoFoam=true&videoWidth=640 Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no paperwork...
How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?
http://bucket.wistia.com/medias/s6fp9ccu39?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses. Non-housing...
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