{"id":4822,"date":"2017-12-21T16:24:11","date_gmt":"2017-12-21T21:24:11","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4822"},"modified":"2018-03-02T12:08:03","modified_gmt":"2018-03-02T17:08:03","slug":"understanding-your-loan-estimate-services-you-cannot-shop-for","status":"publish","type":"post","link":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/understanding-your-loan-estimate-services-you-cannot-shop-for\/","title":{"rendered":"Understanding Your Loan Estimate: Services You Cannot Shop For"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_dpvehqmjai videoFoam=true\" style=\"height:100%;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>These costs are paid to outside parties, not the lender, but you don\u2019t get to choose them. They may include:<\/p>\n<ul>\n<li>appraisal, which puts a value on your property on the lender\u2019s behalf<\/li>\n<li>a credit report on you<\/li>\n<li>fees to assess flood risk of your property, or for ongoing monitoring of flood zone changes related to your property<\/li>\n<li>tax monitoring to keep track of your property tax payments<\/li>\n<li>tax status research to assess the state of tax payments on the property.<\/li>\n<\/ul>\n<p>While you can\u2019t shop for these services, the price for these services in your final loan disclosure MUST match the price on the Loan Estimate; items in \u201cCannot Shop\u201d have 0 tolerance for change. <\/span><\/p>\n<p><span style=\"line-height: 1.5\"> If you have any questions please contact us.  Our staff is experienced and knowledgeable. We are a full service premiere title agency in Monmouth County, New Jersey ready to meet your needs.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; These costs are paid to outside parties, not the lender, but you don\u2019t get to choose them. They may include: appraisal, which puts a value on your property on the lender\u2019s behalf a credit report on you fees to assess flood risk of your property, or for ongoing monitoring of flood zone changes related&hellip;<\/p>\n","protected":false},"author":75,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[30],"tags":[39,41,32,33],"_links":{"self":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/posts\/4822"}],"collection":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/users\/75"}],"replies":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/comments?post=4822"}],"version-history":[{"count":3,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/posts\/4822\/revisions"}],"predecessor-version":[{"id":5021,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/posts\/4822\/revisions\/5021"}],"wp:attachment":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/media?parent=4822"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/categories?post=4822"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/greenlabeltitle\/wp-json\/wp\/v2\/tags?post=4822"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}