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What Happens After I’ve Applied For My Loan?
http://bucket.wistia.com/medias/baa4yk0q6e?embedType=async&videoFoam=true&videoWidth=640 Once you've supplied the 6 required piece of information and included any other information the lender deemed necessary, you'll receive a Loan Estimate within 3 business days....
How Can I Find Out About Schools & Community Resources?
http://bucket.wistia.com/medias/65w70gnpx7?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, contact the local Chamber of Commerce for promotional literature or talk to your real estate agent about welcome kits,...
How Can I Determine My Housing Needs Before I Begin The Search?
http://bucket.wistia.com/medias/u80n65anyi?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes make a list of your...
What Is Equity?
http://bucket.wistia.com/medias/xcc0ikw1w4?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example this...
What Are Real Estate Commissions?
http://bucket.wistia.com/medias/g66hmu2c3t?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one agent...
What Is “Prime”?
http://bucket.wistia.com/medias/zbbc7slzbo?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs - are set...
What Steps Need To Be Taken To Secure A Loan?
http://bucket.wistia.com/medias/5dhgzjpaac?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need the following...
What Is An Escrow Account? Do I Need One?
http://bucket.wistia.com/medias/e7xbyf3buz?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for...
What Are Discount Points?
http://bucket.wistia.com/medias/z9asfxbt36?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling...
How Does The Interest Rate Factor In Securing A Mortgage Loan?
http://bucket.wistia.com/medias/y23xrbhias?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a...
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