{"id":707,"date":"2017-06-06T20:41:06","date_gmt":"2017-06-07T00:41:06","guid":{"rendered":"https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/?page_id=707"},"modified":"2017-06-06T20:42:12","modified_gmt":"2017-06-07T00:42:12","slug":"faq","status":"publish","type":"page","link":"https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/faq\/","title":{"rendered":"FAQ"},"content":{"rendered":"

[et_pb_section admin_label=”Section” global_module=”650″ fullwidth=”on” specialty=”off” transparent_background=”off” background_color=”#c5341c” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”30px||30px|” custom_padding_tablet=”20px||20px|” custom_padding_phone=”10px||10px|” custom_padding_last_edited=”on|phone” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” module_class=”tt-header-default”][et_pb_fullwidth_post_title global_parent=”650″ admin_label=”Fullwidth Post Title” title=”on” meta=”off” author=”on” date=”on” categories=”on” comments=”on” featured_image=”off” featured_placement=”below” parallax_effect=”on” parallax_method=”on” text_orientation=”center” text_color=”light” text_background=”off” text_bg_color=”rgba(255,255,255,0.9)” module_bg_color=”rgba(255,255,255,0)” title_font_size=”50px” title_font_size_tablet=”40px” title_font_size_phone=”30px” title_font_size_last_edited=”on|desktop” title_all_caps=”off” use_border_color=”off” border_color=”#ffffff” border_style=”solid” custom_padding=”30px||30px|”]<\/p>\n

[\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section admin_label=”Section” fullwidth=”off” specialty=”on” transparent_background=”off” background_color=”#f3f3f3″ allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”off” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off”][et_pb_column type=”2_3″ specialty_columns=”2″][et_pb_row_inner admin_label=”Row”][et_pb_column_inner type=”4_4″ saved_specialty_column_type=”2_3″][et_pb_text admin_label=”Lorem ipsum” background_layout=”light” text_orientation=”left” text_font_size=”16″ text_line_height=”1.8em” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

The FAQS of Title Insurance for Homebuyers<\/h2>\n

What is Title?<\/h3>\n

A title is your ownership right to your property.<\/p>\n

What is a Title Search?<\/h3>\n

A title search is a standard part of the home buying process that is conducted to uncover issues that could prevent your right to the property. Your closing agent reviews public records to see if there are problems or defects that could cause you legal issues.<\/p>\n

What is Title Insurance?<\/h3>\n

If you\u2019re buying a home, title insurance is a policy that protects your investment and property rights.<\/p>\n

The FAQs of Title Insurance for Homebuyers<\/h3>\n

There are two different types of title insurance: owner\u2019s policy and lender\u2019s policy.<\/p>\n

    \n
  1. An owner\u2019s policy<\/strong> protects your property rights for as long as you or your heirs own the home.<\/li>\n
  2. A lender\u2019s policy<\/strong> is usually required by the lender and protects only the lender\u2019s financial interests. The buyer typically pays for this policy, but this varies depending on geography. We recommend you ask an ALTA member how it\u2019s handled in your area.<\/li>\n<\/ol>\n

    Why Should I Purchase Owner’s Title Insurance?<\/h3>\n

    Purchasing owner\u2019s title insurance is a smart decision because it\u2019s the best way to protect your property from future legal claims.<\/p>\n

    What Does Owner’s Title Insurance Cost?<\/h3>\n

    The one-time payment for owner\u2019s title insurance is low relative to the value of your home. The typical owner\u2019s title insurance policy costs around 0.5% of the home\u2019s purchase price.<\/p>\n

    How Long am I Covered?<\/h3>\n

    Your owner\u2019s insurance policy lasts as long as you or your heirs own your property. Your life will change over time, but your peace of mind never will.<\/p>\n

    What Happens at Settlement?<\/h3>\n

    You sign the legal documents and receive the keys to your home.<\/p>\n

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    Our Partners<\/h3>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=”649″ admin_label=”Row”][et_pb_column type=”1_4″][et_pb_image global_parent=”649″ admin_label=”Image” src=”https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/wp-content\/uploads\/sites\/70\/2016\/08\/logo1.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    [\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image global_parent=”649″ admin_label=”Image” src=”https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/wp-content\/uploads\/sites\/70\/2016\/08\/logo2.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    [\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image global_parent=”649″ admin_label=”Image” src=”https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/wp-content\/uploads\/sites\/70\/2016\/08\/logo1.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    [\/et_pb_image][\/et_pb_column][et_pb_column type=”1_4″][et_pb_image global_parent=”649″ admin_label=”Image” src=”https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/wp-content\/uploads\/sites\/70\/2016\/08\/logo2.png” show_in_lightbox=”off” url_new_window=”off” use_overlay=”off” animation=”off” sticky=”off” align=”center” force_fullwidth=”off” always_center_on_mobile=”on” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    [\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=”649″ admin_label=”Row”][et_pb_column type=”4_4″][et_pb_divider global_parent=”649″ admin_label=”Divider” color=”#e3e3e3″ show_divider=”on” height=”40px” divider_style=”solid” divider_position=”center” hide_on_mobile=”off”]<\/p>\n

    [\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=”649″ admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” use_custom_gutter=”on” gutter_width=”2″ padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”on” parallax_1=”off” parallax_method_1=”off” background_color_1=”#ffffff” parallax_2=”off” parallax_method_2=”off” background_color_2=”#ffffff” padding_left_2=”30px” column_padding_mobile=”on” padding_top_2=”0px” padding_bottom_2=”30px”][et_pb_column type=”2_3″][et_pb_map global_parent=”649″ admin_label=”Map” address_lat=”35.1469352″ address_lng=”-80.8091028″ mouse_wheel=”on” use_grayscale_filter=”off” grayscale_filter_amount=”35″ address=”7804 Fairview Rd #323, Charlotte, NC 28226, USA” zoom_level=”14″ mobile_dragging=”on”]<\/p>\n

    [et_pb_map_pin pin_address=”7804 Fairview Rd #323, Charlotte, NC 28226, USA” pin_address_lat=”35.1469352″ pin_address_lng=”-80.8091028″ title=”Meridian Title Company, Inc.”]<\/p>\n

    7804 Fairview Road #323
    \nCharlotte, NC 28226<\/p>\n

    [\/et_pb_map_pin]<\/p>\n

    [\/et_pb_map][\/et_pb_column][et_pb_column type=”1_3″][et_pb_text global_parent=”649″ admin_label=”GET IN TOUCH” background_layout=”light” text_orientation=”left” text_font_size=”16″ text_font_size_last_edited=”on|desktop” text_line_height=”1.5em” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    Get in Touch<\/h3>\n

    7804 Fairview Road #323
    \nCharlotte, NC 28226
    \nPhone:<\/strong> 704-537-7444<\/a>
    \nFax:<\/strong>     704-973-0081<\/a><\/p>\n

    [\/et_pb_text][et_pb_text global_parent=”649″ admin_label=”GET IN TOUCH” background_layout=”light” text_orientation=”left” text_font_size=”16″ text_font_size_last_edited=”on|desktop” text_line_height=”1.5em” use_border_color=”off” border_color=”#ffffff” border_style=”solid”]<\/p>\n

    Open Hours<\/h3>\n

    Mon-Fri:<\/strong> 8:30 AM – 5:00 PM
    \nWeekends:<\/strong> Closed<\/p>\n

    [\/et_pb_text][et_pb_button global_parent=”649″ admin_label=”Button” button_url=”https:\/\/secure.titlecompanywebdesign.com\/meridiantitle\/contact\/” url_new_window=”off” button_text=”Contact Us” button_alignment=”left” background_layout=”dark” custom_button=”off” button_border_width=”0″ button_letter_spacing=”0″ button_use_icon=”default” button_icon_placement=”right” button_on_hover=”on” button_letter_spacing_hover=”0″]<\/p>\n

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