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What Is RESPA?
http://bucket.wistia.com/medias/kwkwunpbtd?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential customers...
How Do I Choose The Best Loan Program For Me?
http://bucket.wistia.com/medias/jq03yfffbz?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow your...
What Happens After I’ve Applied For My Loan?
http://bucket.wistia.com/medias/pbq0x97edb?embedType=async&videoFoam=true&videoWidth=640 Once you've supplied the 6 required piece of information and included any other information the lender deemed necessary, you'll receive a Loan Estimate within 3 business days....
How Can I Determine My Housing Needs Before I Begin The Search?
http://bucket.wistia.com/medias/yzn4daiwji?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes make a list of your...
How Do I Choose The Right Lender For Me?
http://bucket.wistia.com/medias/vc5nuqgkwr?embedType=async&videoFoam=true&videoWidth=640 There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that...
What Steps Need To Be Taken To Secure A Loan?
http://bucket.wistia.com/medias/x5bzzw42ae?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need the following...
What Is An Escrow Account? Do I Need One?
http://bucket.wistia.com/medias/cjqky11ziy?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges for...
What Are Discount Points?
http://bucket.wistia.com/medias/owkb5nptc2?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point equaling...
How Does The Interest Rate Factor In Securing A Mortgage Loan?
http://bucket.wistia.com/medias/waekuit2fh?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop for a...
What Factors Affect Mortgage Payments?
http://bucket.wistia.com/medias/4ey0np1pzf?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, the amount of the down payment the size of the mortgage loan, the interest rate the length of the repayment term and payment schedule will all affect...