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What Should I Look Out For During The Final Walk-Through?

http://bucket.wistia.com/medias/h6dxrgysnp?embedType=async&videoFoam=true&videoWidth=640 Well, as this story shows, this will likely be the first opportunity to examine the house without furniture giving you a clear view of everything. Check the walls and ceilings...

What Responsibilities Do I Have During The Lending Process?

http://bucket.wistia.com/medias/b9romj0id0?embedType=async&videoFoam=true&videoWidth=640 To ensure you won't fall victim to loan fraud, as you’ll see in this video, be sure to follow all of these steps as you apply for a loan: Be sure to read and understand everything...

What Is RESPA?

http://bucket.wistia.com/medias/gbwx9qxi6p?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential customers...

How Do I Choose The Best Loan Program For Me?

http://bucket.wistia.com/medias/q3w9gg8vuy?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but your personal situation will determine the best kind of loan for you. By asking yourself a few questions, you can help narrow your...

How Do I Choose The Right Lender For Me?

http://bucket.wistia.com/medias/ae74wr2tsk?embedType=async&videoFoam=true&videoWidth=640 There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that...

Closing Costs Explained Visually

http://bucket.wistia.com/medias/brs706npfb?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for the closing costs that quickly...

Title Insurance Explained Visually

http://bucket.wistia.com/medias/quoke207a7?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)?...

Understanding Your Loan: Cash And Transaction Summaries

http://bucket.wistia.com/medias/akngrn2v3x?embedType=async&videoFoam=true&videoWidth=640 Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is “YES” notes for changed sections...

Understanding Your Loan: Closing Cost Details

http://bucket.wistia.com/medias/1vt3cuh1fd?embedType=async&videoFoam=true&videoWidth=640 Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan officers...

Your Rights And Rules For Closing Disclosures

http://bucket.wistia.com/medias/dzqudbky7m?embedType=async&videoFoam=true&videoWidth=640 The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in writing - paper...