{"id":727,"date":"2017-08-29T19:43:27","date_gmt":"2017-08-29T23:43:27","guid":{"rendered":"https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/?page_id=727"},"modified":"2017-08-29T19:44:11","modified_gmt":"2017-08-29T23:44:11","slug":"what-is-title-insurance","status":"publish","type":"page","link":"https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/what-is-title-insurance\/","title":{"rendered":"What is Title Insurance?"},"content":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; global_module=&#8221;93&#8243; bb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221; transparent_background=&#8221;off&#8221; background_color=&#8221;#c3a101&#8243; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; module_class=&#8221;tt-header-default&#8221; padding_mobile=&#8221;off&#8221;][et_pb_fullwidth_post_title global_parent=&#8221;93&#8243; admin_label=&#8221;TT &#8211; Fullwidth Post Title&#8221; title=&#8221;on&#8221; meta=&#8221;off&#8221; author=&#8221;on&#8221; date=&#8221;on&#8221; categories=&#8221;on&#8221; comments=&#8221;on&#8221; featured_image=&#8221;off&#8221; featured_placement=&#8221;below&#8221; parallax_effect=&#8221;on&#8221; parallax_method=&#8221;on&#8221; text_orientation=&#8221;center&#8221; text_color=&#8221;light&#8221; text_background=&#8221;off&#8221; text_bg_color=&#8221;rgba(255,255,255,0.9)&#8221; title_font_size=&#8221;50px&#8221; title_font_size_tablet=&#8221;40px&#8221; title_font_size_phone=&#8221;30px&#8221; title_font_size_last_edited=&#8221;on|phone&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; custom_padding=&#8221;60px||60px|&#8221;]<\/p>\n<p>[\/et_pb_fullwidth_post_title][\/et_pb_section][et_pb_section admin_label=&#8221;TT &#8211; Section &#8211; 1 Column &#8211; Default&#8221; bb_built=&#8221;1&#8243; fullwidth=&#8221;off&#8221; specialty=&#8221;on&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221; parallax_1=&#8221;off&#8221; parallax_method_1=&#8221;off&#8221; parallax_2=&#8221;off&#8221; parallax_method_2=&#8221;off&#8221; background_color=&#8221;#f3f3f3&#8243;][et_pb_column type=&#8221;2_3&#8243; specialty_columns=&#8221;2&#8243;][et_pb_row_inner admin_label=&#8221;Row&#8221;][et_pb_column_inner type=&#8221;4_4&#8243; saved_specialty_column_type=&#8221;2_3&#8243;][et_pb_text admin_label=&#8221;TT &#8211; Text &#8211; Default&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221; saved_tabs=&#8221;all&#8221;]<\/p>\n<p>When you buy real estate, you\u2019re  buying all the assets and liabilities associated with that property.<\/p>\n<p><strong>Title insurance:<\/strong><\/p>\n<ul>\n<li>Proves the seller has legal  authority to sell the property.<\/li>\n<li>Ensures there are no liens.<\/li>\n<li>Covers problems due to  fraud, legal issues and divorce claims in transferring title.<\/li>\n<li>Protects you from prior  forgeries, mistakes in legal documents and inheritance.<\/li>\n<li>Protects you against  someone challenging your ownership of the property.<\/li>\n<\/ul>\n<h3>Types of Title Insurance Policies<\/h3>\n<p><strong>Lender  title insurance:<\/strong><\/p>\n<ul>\n<li>Your lender will require  you to buy a lender title insurance policy equal to the amount of your loan. <\/li>\n<li>It protects your lender up  to the amount of their loan, but it doesn\u2019t protect your interest in the  property.<\/li>\n<li>Even if you refinance,  you\u2019ll need to buy lender title insurance. It will protect the lender from any  issues that have come up since you bought the property, such as liens or  easements. <\/li>\n<\/ul>\n<p><strong>Owner  title insurance:<\/strong><\/p>\n<ul>\n<li>To protect your interest,  you\u2019ll need an owner\u2019s title policy for the full price you paid for the  property. <\/li>\n<li>The owner title insurance  policy protects your interest in the property for as you or your heirs own the  property. <\/li>\n<\/ul>\n<p>An owner title policy is recommended when purchasing with cash to  protect your investment <\/p>\n<p>[\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_sidebar admin_label=&#8221;TT &#8211; Sidebar &#8211; Default&#8221; orientation=&#8221;right&#8221; area=&#8221;sidebar-1&#8243; background_layout=&#8221;light&#8221; remove_border=&#8221;on&#8221; module_class=&#8221;tt-sidebar&#8221; saved_tabs=&#8221;all&#8221; global_module=&#8221;100&#8243;]<\/p>\n<p>[\/et_pb_sidebar][\/et_pb_column][\/et_pb_section][et_pb_section admin_label=&#8221;TT &#8211; Footer &#8211; Default&#8221; global_module=&#8221;124&#8243; bb_built=&#8221;1&#8243; fullwidth=&#8221;off&#8221; specialty=&#8221;off&#8221; transparent_background=&#8221;off&#8221; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; make_fullwidth=&#8221;off&#8221; use_custom_width=&#8221;off&#8221; width_unit=&#8221;on&#8221; make_equal=&#8221;off&#8221; use_custom_gutter=&#8221;off&#8221;][et_pb_row global_parent=&#8221;124&#8243; admin_label=&#8221;Row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_text global_parent=&#8221;124&#8243; admin_label=&#8221;Our Partners&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;center&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3 class=\"tt-section-header\">Our Partners<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=&#8221;124&#8243; admin_label=&#8221;Row&#8221;][et_pb_column type=&#8221;1_4&#8243;][et_pb_image global_parent=&#8221;124&#8243; admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/wp-content\/uploads\/sites\/89\/2017\/07\/partner-02.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_image global_parent=&#8221;124&#8243; admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/wp-content\/uploads\/sites\/89\/2017\/07\/partner-01.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_image global_parent=&#8221;124&#8243; admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/wp-content\/uploads\/sites\/89\/2017\/07\/partner-02.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243;][et_pb_image global_parent=&#8221;124&#8243; admin_label=&#8221;Image&#8221; src=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/wp-content\/uploads\/sites\/89\/2017\/07\/partner-01.png&#8221; show_in_lightbox=&#8221;off&#8221; url_new_window=&#8221;off&#8221; use_overlay=&#8221;off&#8221; animation=&#8221;off&#8221; sticky=&#8221;off&#8221; align=&#8221;center&#8221; force_fullwidth=&#8221;off&#8221; always_center_on_mobile=&#8221;on&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<p>[\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=&#8221;124&#8243; admin_label=&#8221;Row&#8221;][et_pb_column type=&#8221;4_4&#8243;][et_pb_divider global_parent=&#8221;124&#8243; admin_label=&#8221;Divider&#8221; color=&#8221;#e1e1e1&#8243; show_divider=&#8221;on&#8221; height=&#8221;40px&#8221; divider_style=&#8221;solid&#8221; divider_position=&#8221;center&#8221; hide_on_mobile=&#8221;off&#8221;]<\/p>\n<p>[\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row global_parent=&#8221;124&#8243; admin_label=&#8221;Row&#8221;][et_pb_column type=&#8221;2_3&#8243;][et_pb_map global_parent=&#8221;124&#8243; admin_label=&#8221;Map&#8221; mouse_wheel=&#8221;on&#8221; mobile_dragging=&#8221;on&#8221; use_grayscale_filter=&#8221;off&#8221; grayscale_filter_amount=&#8221;0&#8243; address=&#8221;3353 Tamiami Trail N, Naples, FL 34103, USA&#8221; zoom_level=&#8221;14&#8243; address_lat=&#8221;26.1865634&#8243; address_lng=&#8221;-81.80064299999998&#8243;]<\/p>\n<p>[et_pb_map_pin title=&#8221;Title Services of Collier County&#8221; pin_address=&#8221;3353 Tamiami Trail N, Naples, FL 34103, USA&#8221; pin_address_lat=&#8221;26.1865634&#8243; pin_address_lng=&#8221;-81.80064299999998&#8243;]<\/p>\n<p>3353 Tamiami Trail N.<br \/>\nNaples, FL 34103<\/p>\n<p>[\/et_pb_map_pin]<\/p>\n<p>[\/et_pb_map][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243;][et_pb_text global_parent=&#8221;124&#8243; admin_label=&#8221;Our Location&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3 class=\"tt-section-subheader\">Our Location<\/h3>\n<p>3353 Tamiami Trail N.<br \/>\nNaples, FL 34103<br \/>\n<strong>Phone:<\/strong> <a href=\"tel:239-659-6590\">239-659-6590<\/a><br \/>\n<strong>Toll Free:<\/strong> <a href=\"tel:800-939-6590\">800-939-6590<\/a><br \/>\n<strong>Fax:<\/strong> <a href=\"tel:239-659-6598\">239-659-6598<\/a><\/p>\n<p>[\/et_pb_text][et_pb_text global_parent=&#8221;124&#8243; admin_label=&#8221;Open Hours&#8221; background_layout=&#8221;light&#8221; text_orientation=&#8221;left&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3 class=\"tt-section-subheader\">Open Hours<\/h3>\n<p><strong>Mon-Fri:<\/strong> 8:00am &#8211; 5:00pm<br \/>\n<strong>Weekends:<\/strong> By Appointment<\/p>\n<p>[\/et_pb_text][et_pb_button global_parent=&#8221;124&#8243; admin_label=&#8221;Contact Button&#8221; button_url=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/contact\/&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Contact Us&#8221; button_alignment=&#8221;left&#8221; background_layout=&#8221;dark&#8221; custom_button=&#8221;off&#8221; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243;]<\/p>\n<p>[\/et_pb_button][et_pb_button global_parent=&#8221;124&#8243; admin_label=&#8221;Order Title Button&#8221; button_url=&#8221;https:\/\/secure.titlecompanywebdesign.com\/titleservicescollier\/order-title\/&#8221; url_new_window=&#8221;off&#8221; button_text=&#8221;Order Title&#8221; button_alignment=&#8221;left&#8221; background_layout=&#8221;dark&#8221; custom_button=&#8221;off&#8221; button_letter_spacing=&#8221;0&#8243; button_use_icon=&#8221;default&#8221; button_icon_placement=&#8221;right&#8221; button_on_hover=&#8221;on&#8221; button_letter_spacing_hover=&#8221;0&#8243;]<\/p>\n<p>[\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[et_pb_section admin_label=&#8221;Section&#8221; global_module=&#8221;93&#8243; bb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; specialty=&#8221;off&#8221; transparent_background=&#8221;off&#8221; background_color=&#8221;#c3a101&#8243; allow_player_pause=&#8221;off&#8221; inner_shadow=&#8221;off&#8221; parallax=&#8221;off&#8221; parallax_method=&#8221;on&#8221; 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