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What Is RESPA?
http://videotap.wistia.com/medias/m57rm30fxw?embedType=async&videoFoam=true&videoWidth=640 RESPA stands for the Federal Real Estate Settlement Procedures Act. This video tells you about it all. RESPA requires lenders to disclose information to potential...
What Can I Expect To Happen On Closing Day?
http://videotap.wistia.com/medias/kgpo0kdlvg?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: you'll present your paid homeowner's insurance policy or a binder and receipt showing that the premium has been...
How Can The FHA Assist Me In Buying A Home?
http://videotap.wistia.com/medias/vqnttt7xv1?embedType=async&videoFoam=true&videoWidth=640 Remember these points from the video:the FHA works to make homeownership a possibility for more Americans. With the FHA, you don't need perfect credit or a high-paying...
What Types Of Closing Costs Are Associated With FHA-Insured Loans?
http://videotap.wistia.com/medias/f74jkhpdev?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a...
How Do I Choose The Right Lender For Me?
http://videotap.wistia.com/medias/qnvjkj2zvn?embedType=async&videoFoam=true&videoWidth=640 There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a...
Closing Costs Explained Visually
http://videotap.wistia.com/medias/7i2ogxpn3k?embedType=async&videoFoam=true&videoWidth=640 Purchasing a home is exciting. Once escrow begins, the excitement can change to frustration, particularly if you are not ready for...
Title Insurance Explained Visually
http://videotap.wistia.com/medias/bdgw44f1qh?embedType=async&videoFoam=true&videoWidth=640 What is title insurance and why should any buyer get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format...
Understanding Your Loan: Cash And Transaction Summaries
http://videotap.wistia.com/medias/xlz73gj2ew?embedType=async&videoFoam=true&videoWidth=640 Page 3 of your Closing Disclosure will compare cash requirements from your Loan Estimate to your actual final charges. If “Did this change?” is...
Understanding Your Loan: Closing Cost Details
http://videotap.wistia.com/medias/u49otnq6jt?embedType=async&videoFoam=true&videoWidth=640 Page 2 of your Closing Disclosure details specific closing costs. Section A includes: Origination charges collected by the lender Origination fees paid to brokers, loan...
Your Rights And Rules For Closing Disclosures
http://videotap.wistia.com/medias/xh856u78wh?embedType=async&videoFoam=true&videoWidth=640 The Closing Disclosure documents the actual terms of your loan transaction. You should receive it no later than 3 business days before consummation. It must be in...
