{"id":4824,"date":"2018-07-30T16:26:37","date_gmt":"2018-07-30T16:26:37","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4824"},"modified":"2018-07-31T12:54:39","modified_gmt":"2018-07-31T12:54:39","slug":"understanding-your-loan-estimate-services-you-can-shop-for","status":"publish","type":"post","link":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/2018\/07\/30\/understanding-your-loan-estimate-services-you-can-shop-for\/","title":{"rendered":"Understanding Your Loan Estimate: Services You CAN Shop For"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_wjgqkm3p2i dnt=1 videoFoam=true\" style=\"height:100%;position:relative;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or &#160;a survey to verify property lines or&#160;a range of Title-related services.<\/p>\n<p>Title services might include:<\/p>\n<ul>\n<li>a Lender&#8217;s title policy, which protects their legal interest in their loan collateral- usually the property itself<\/li>\n<li>settlement agent fees, paid to the individual or company responsible for facilitating the final transaction<\/li>\n<li>Title Search, which clarifies and documents legal ownership of the property<\/li>\n<li>a title insurance binder, which allows potential future use of the current title search results, conditions and exclusions for a short period to lower the cost of future title insurance.<\/li>\n<\/ul>\n<p>If you select service providers from the list provided by the lender, their fees cannot change by more than 10% between the Loan Estimate and the final Loan Disclosure. If you select other providers the lender is not responsible for changes in those costs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; These costs are paid to outside parties and YOU are free to shop and compare providers for a variety of services. These might include pest inspection, or &#160;a survey to verify property lines or&#160;a range of Title-related services. Title services might include: a Lender&#8217;s title policy, which protects their legal interest in their loan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":""},"categories":[25],"tags":[],"_links":{"self":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/posts\/4824"}],"collection":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/comments?post=4824"}],"version-history":[{"count":1,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/posts\/4824\/revisions"}],"predecessor-version":[{"id":5246,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/posts\/4824\/revisions\/5246"}],"wp:attachment":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/media?parent=4824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/categories?post=4824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/unitedamericantitleagency\/wp-json\/wp\/v2\/tags?post=4824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}