{"id":4810,"date":"2015-06-24T16:06:06","date_gmt":"2015-06-24T16:06:06","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4810"},"modified":"2017-06-20T17:56:11","modified_gmt":"2017-06-20T21:56:11","slug":"whats-refunded-if-my-loan-is-higher-than-my-estimate","status":"publish","type":"post","link":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/","title":{"rendered":"What\u2019s Refunded If My Loan Is Higher Than My Estimate?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.0% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_falf706p2u videoFoam=true\" style=\"height:100%;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation.<\/p>\n<p>For charges subject to a 10% cumulative tolerance fees greater than 10% of the Loan Estimate for the same charges must be refunded.<\/p>\n<p>For fees paid for 3rd party services which the creditor did NOT permit you to shop the FULL amount over the estimate must be refunded.<\/p>\n<p>For charges subject to ZERO tolerance including fees paid to the creditor mortgage broker or their affiliates any amount beyond the Loan Estimate must be refunded.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; If the amount you pay at closing exceeds the amounts disclosed on the Loan Estimate &#8211; beyond tolerance limits for each category &#8211; the creditor must REFUND the excess to you no later than 60 calendar days after loan consummation. For charges subject to a 10% cumulative tolerance fees greater than 10% of the [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29],"tags":[],"_links":{"self":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/4810"}],"collection":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/comments?post=4810"}],"version-history":[{"count":1,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/4810\/revisions"}],"predecessor-version":[{"id":4857,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/4810\/revisions\/4857"}],"wp:attachment":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/media?parent=4810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/categories?post=4810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/tags?post=4810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}