{"id":92,"date":"2014-01-13T21:47:36","date_gmt":"2014-01-13T21:47:36","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=92"},"modified":"2017-06-20T17:56:44","modified_gmt":"2017-06-20T21:56:44","slug":"what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages","status":"publish","type":"post","link":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/","title":{"rendered":"What Are The Advantages Of 15- And 30-Year Fixed-Rate Mortgages?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_9ixo1cezba videoFoam=true\" style=\"height:100%;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>For both, as we show you in this video, compared with other options, \u00a0with fixed rates, housing costs won\u2019t be affected by interest rate changes and inflation.<\/p>\n<p>With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning larger tax deductions. As inflation and costs of living increase mortgage payments become a smaller part of overall expenses.<\/p>\n<p>With A 15-year Term: Loan is usually made at a lower interest rate. Equity is built faster because early payments pay more principal. And the loan is paid off earlier.<\/p>\n<p>Compare payments, principal and interest totals to make a decision.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; For both, as we show you in this video, compared with other options, \u00a0with fixed rates, housing costs won\u2019t be affected by interest rate changes and inflation. With A 30-Year Term: In the first 23 years of the loan more interest is paid off than principal meaning larger tax deductions. As inflation and costs [&hellip;]<\/p>\n","protected":false},"author":28,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[21],"tags":[16],"_links":{"self":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/92"}],"collection":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/comments?post=92"}],"version-history":[{"count":1,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/92\/revisions"}],"predecessor-version":[{"id":4893,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/posts\/92\/revisions\/4893"}],"wp:attachment":[{"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/media?parent=92"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/categories?post=92"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/secure.titlecompanywebdesign.com\/uslandtransfer\/wp-json\/wp\/v2\/tags?post=92"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}